Frequently Asked Questions

WHAT PROGRAMS DO YOU OFFER?


We are here to use our insider experience to strategically develop a game plan for you. That being said we offer a full portfolio of products for commercial financing. We use a variety of facilities, based on each individual situation. We collate a pathway of stepping stones to guide our clients away from the edge and back towards greener pastures. Examples of facilities include, Revolving lines of Credit, Equipment Financing, Invoice Factoring, Real Estate Loans, SBA loans, and Unsecured Term Loans.


We like to keep our clients businesses happy and healthy so we generally will counsel you to stop taking advances if you have more then a few. The pressure on cash-flow usually hits a point of no return, and we want to stop that from becoming a reality for our clients.


Feel like there aren’t any options? Schedule a consultation and let our great minds troubleshoot for free.

WHAT PAPERWORK DO I NEED TO SUBMIT?


Our base package for all of our programs includes our application and at least 3 months of all business bank account statements. Depending on what program you are looking into we will request full business financials. We are here to guide you every step of the way to make it as easy as possible for you. We will work directly with your bookkeepers, if need be. Expect to gather full business financials, for our prime term products


HOW LONG DOES IT TAKE TO GET FUNDING?


It depends on what kind of deal we put together. For example an SBA can take up to 90 days, Other facilities can take 10 days. Merchant cash advances can be funded within 24-48 hours. If you are quick to reply to our requests for paperwork, we can move you as quickly as possible through any of the processes.

ARE THERE ANY RESTRICTED INDUSTRIES?

Financial Services is an auto- decline for us.

DO I NEED GREAT CREDIT?


Some of our programs require good business and personal credit ratings, some require a co-signer if you don’t possess good personal credit. Other programs are less concerned about your personal credit rating and more concerned with what your customers look like. If this is your hesitation, we encourage you to let us know so we can find a solution that may not be immediately apparent.


How To Download your Month To Date Transaction History

Want to learn more about what Stellar Mutual offers?

Apply in 11 Minutes

Usually, it takes 10 minutes but maybe you don't have your tax id number memorized so we gave you an extra minute to find it!

Pick from the Best

We pull the best offers saving you time and credit inquiries. We protect your information while using our relationships to your advantage.

Secure your Capital

Work with us to secure financing for your business quickly and easily. Start by filling out your application below!

Copyright Stellar Mutual 2021

Frequently Asked Questions

WHAT PROGRAMS DO YOU OFFER?


We are here to use our insider experience to strategically develop a game plan for you. That being said we offer a full portfolio of products for commercial financing. We use a variety of facilities, based on each individual situation. We collate a pathway of stepping stones to guide our clients away from the edge and back towards greener pastures. Examples of facilities include, Revolving lines of Credit, Equipment Financing, Invoice Factoring, Real Estate Loans, SBA loans, and Unsecured Term Loans.


We like to keep our clients businesses happy and healthy so we generally will counsel you to stop taking advances if you have more then a few. The pressure on cash-flow usually hits a point of no return, and we want to stop that from becoming a reality for our clients.


Feel like there aren’t any options? Schedule a consultation and let our great minds troubleshoot for free.

DO I NEED GREAT CREDIT?


Some of our programs require good business and personal credit ratings, some require a co-signer if you don’t possess good personal credit. Other programs are less concerned about your personal credit rating and more concerned with what your customers look like. If this is your hesitation, we encourage you to let us know so we can find a solution that may not be immediately apparent.


WHAT PAPERWORK DO I NEED TO SUBMIT?


Our base package for all of our programs includes our application and at least 3 months of all business bank account statements. Depending on what program you are looking into we will request full business financials. We are here to guide you every step of the way to make it as easy as possible for you. We will work directly with your bookkeepers, if need be. Expect to gather full business financials, for our prime term products


HOW LONG DOES IT TAKE TO GET FUNDING?


It depends on what kind of deal we put together. For example an SBA can take up to 90 days, Other facilities can take 10 days. Merchant cash advances can be funded within 24-48 hours. If you are quick to reply to our requests for paperwork, we can move you as quickly as possible through any of the processes.

ARE THERE ANY RESTRICTED INDUSTRIES?

Financial Services is an auto- decline for us.

Want to learn more about what Stellar Mutual offers?

Apply in 11 Minutes

Usually, it takes 10 minutes but maybe you don't have your tax id number memorized so we gave you an extra minute to find it!

Pick from the Best

We pull the best offers saving you time and credit inquiries. We protect your information while using our relationships to your advantage.

Secure your Capital

Work with us to secure financing for your business quickly and easily. Start by filling out your application below!

Copyright Stellar Mutual 2021